From business exit to family legacy.
Most SA business owners discover the gaps in their succession plan at exactly the wrong moment. We design the whole structure end-to-end - buy & sell, estate, tax, continuity and family governance - so the business survives, the family is liquid, and the next chapter starts on your terms.
Four risks sitting inside most SA businesses right now.
If two or more of these apply to you, you'd benefit from a proper review.
No current buy & sell agreement
Your co-shareholders could end up running the business with your spouse - or her lawyer.
Out-of-date business valuation
The number in the agreement was set five years ago. The business has doubled. The cover hasn't.
Personal estate liquidity gap
Most of your wealth sits inside the business. Estate duty wants cash. Your executor doesn't have it.
No leadership continuity plan
You're the business. If you stop, it stops. There's no documented handover plan and the team knows it.
A coordinated structure. Reviewed annually. Owned by you.
- Independently calculated business valuation, updated annually
- Buy & sell agreement matched precisely to a funded policy structure
- Estate duty modelled - and liquidity created so the family isn't forced to sell
- Key-person cover sized to the actual operational gap
- Documented operational handover plan ready before you need it
- Quarterly reviews so the plan stays current as the business grows
You built the business. Let's build the legacy.
Book a private 30-minute consultation. No product pitch - just clarity on where you are, where you want to be, and what's standing in the way.